How to Add a Car to My AAA Insurance Online

How to Add a Car to My AAA Insurance Online? AAA stands for “American Automobile Association.” Although AAA is a private, non-profit motor club that serves North American regions, anyone can join for a little fee. Producing maps, trip itineraries, and curricula for high school driving classes was how the company got its start in 1902. Currently, they manage more than 1000 locations, including restaurants, hotels, and lodges.

Read: How To Transfer Car Insurance To Another Person?

Instead of being a single national organization, the AAA is a federation of regional clubs. The American Automobile Association is structured similarly to a franchise model, despite what the name suggests. A national organization sits on top of the regional clubs.

The group was founded in 1902 when reputable automotive clubs joined forces to form it under the name Triple-A, which is also how I most often refer to it. As one might anticipate from an institution with a history of more than 100 years, its involvement in the community, in government, and many other fields has a long and storied history.

What is AAA Insurance

When looking for auto insurance, it’s important to understand the distinction between the coverage you need and the coverage you want. 42 distinct clubs make up AAA, which has more than 1,100 locations across North America, including the United States and Canada. Having its headquarters in Heathrow, Florida, AAA provides insurance in 14 states. For instance, most states mandate a minimum amount of auto insurance for those who drive. 

If you’d rather have greater security, full coverage insurance might be of interest to you. To understand how they work, learn more about the most common types of auto insurance coverage.

Your options for protection may vary depending on where you live as different companies that operate in various states offer AAA insurance. All insurers are required to offer coverage that is mandated by the state where they do business.

Benefits of AAA Insurance

Automobile insurance companies offer roadside help as a reasonably priced add-on service, but joining AAA has additional advantages! The American Automobile Association, or AAA, is a sizable non-profit organization that provides services to drivers at different membership levels. The 100-year-old AAA provides its members with several services, including member discounts, identity theft protection, and multiple roadside assistance alternatives. Although AAA auto insurance is typically only accessible to members, the benefits and rates can make signing up worthwhile.

Its biggest benefit is the emergency roadside help it offers. The AAA club provides this assistance through locally based private towing companies that it has contracted with for anything from hauling your broken-down vehicle to unlocking it to mending a flat tire or dead battery. All options cover towing, battery maintenance, tire replacement, out-of-fuel assistance, lockout assistance, and even stuck vehicle assistance.

Types of Coverage that AAA Companies Offer

  1. Body Injury Liability: In case you cause an accident, the liability of bodily injury (BI) of the other driver’s medical cost is covered.
  2. Property Damage Liability: After an accident when you were at fault, property damage liability (PD) covers damages to other people’s cars.
  3. Collision Insurance: When you get into a car accident, collision insurance will protect your vehicle.
  4. Comprehensive Protection: Focuses on free repairing of damage due to theft or environment–related problems.
  5. Medical Payments (MedPay): In jurisdictions where you are at fault, this program pays for a portion of your post-accident medical costs.
  6. Personal injury protection: Providing assistance with medical expenses in no-fault states is personal injury protection (PIP).
  7. Uninsured/underinsured Motorist Coverage (UM/UIM): Covers vehicle damage and medical costs following a collision involving an uninsured or underinsured motorist.
  8. Gap Insurance: If your car is totaled or stolen, gap insurance will reimburse the difference between the car’s worth and the balance of your loan or lease.
  9. Coverage for OEM Exterior Repair: When giving covered external body repairing services, Original Equipment Manufacturer (OEM) components are paid for rather than aftermarket ones.
  10. Replacement of a New Car: If your vehicle is judged a total loss, replacement of a new vehicle will pay for the cost of a replacement. Your car will be replaced with one of the same make and model. Typically, if your car is newer, you can only receive this coverage.
  11. Replacement of a Better Car: Better Car Replacement will pay for a vehicle that is one to two years newer if your car is totaled in an accident. 

How to Add a Car to My AAA Insurance Online

You can access your online AAA auto insurance account after getting the Vehicle Identifying Number (VIN) for your new automobile. When you’ve logged in, go for the section labeled Add, replace, or remove vehicles to add your car to your insurance coverage.

It might be necessary to check into a multi-car policy, which normally offers reductions if you intend to keep your existing vehicle insured as well. 

Assemble the data you will require to add the new vehicle to your insurance before you go online:

  • The car’s model, year, and manufacturer
  • A vehicle’s number plate number
  • Where the vehicle is registered
  • The VIN (vehicle identifying number)

Depending on your membership level, where you live, and how you use AAA, things may operate differently for you. Visit the website to sign up for AAA online. You’ll be prompted by the website to provide data like your name- first, middle, and last names and the number of new people you want to add to the membership

In the mailing address your street address, the city, state, and zip code everything should be included

Email, ID, and phone number also should be mentioned. 

Both in-person and online membership applications should be compared. The AAA membership tier that best meets your needs must be chosen from among three membership tiers. 

  • Classic Membership
  • Plus Membership 
  • Premier Membership

In their well-known roadside assistance scheme, AAA members are immediately registered. There are, however, certain free services and others that are not.


Membership in AAA is beneficial, but it cannot take the place of insurance. The insurance provider must be informed of the accident to help you submit a legitimate claim. Utilize the roadside assistance coverage that is provided as an addition to your insurance policy in most cases. Standard roadside assistance does not offer all of the benefits that AAA does. I hope you like the post How to Add a Car to My AAA Insurance Online then please do share with others.

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